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Asset & Equipment Finance

Fund the tools, trucks and tech that grow your business

From a single ute to a full fleet upgrade, we structure asset finance for ABN holders - chattel mortgages, low-doc options and fast turnarounds so your equipment doesn't sit waiting.

Built for business owners

We understand cash flow. Every structure is built around how your business actually earns.

Chattel mortgage structures

Own the asset from day one, claim GST upfront and structure repayments around your cash flow.

Low-doc options

Streamlined applications for established ABN holders who don't have full financials on hand.

Tradie & fleet finance

Utes, trailers, trucks and machinery — single assets or multi-vehicle fleet upgrades.

Wide asset coverage

Earthmoving, manufacturing, hospitality, medical, IT and agricultural equipment all considered.

Balloon & seasonal repayments

Structure balloon payments or seasonal repayment schedules to match your revenue cycle.

New & used equipment

Finance new equipment or well-maintained used assets from dealers or private sale.

What we finance

Assets we can help fund

If it helps your business run, there's likely a finance solution for it. A few common examples:

  • Utes, vans and light commercial vehicles
  • Trucks, trailers and heavy machinery
  • Earthmoving and construction equipment
  • Manufacturing and production line equipment
  • Medical, dental and veterinary equipment
  • IT hardware, fit-outs and office equipment

FAQ

Frequently asked questions

A chattel mortgage is a common way to finance business equipment: the lender provides funds to purchase the asset, you own it from settlement, and the lender takes a mortgage over it as security until the loan is repaid. It can also allow GST-registered businesses to claim the GST credit upfront.
Yes. Sole traders, partnerships, companies and trusts can all apply. We'll match you to lenders that suit your business structure and time trading.
Newer ABN holders can still access finance, sometimes with a slightly different rate or structure, or with low-doc lenders that place more weight on the asset and your overall position rather than lengthy trading history.
Yes — fleet and multi-asset finance is common, and can often be bundled into a single facility to simplify your repayments and paperwork.

Keep your business moving

Get a free, obligation-free equipment finance quote - most ABN holders hear back the same business day.