Asset and equipment finance

Fund the tools, trucks and tech that grow your business.

From a single ute to a fleet upgrade, we arrange asset finance for ABN holders, including chattel mortgages and options for limited financials, so your equipment doesn’t sit waiting.

Built for business owners

We understand cash flow. Every structure is built around how your business earns.

Chattel mortgage structures

Own the asset from day one, claim GST upfront where eligible and structure repayments around your cash flow.

Options for limited financials

Streamlined applications for established ABN holders who don’t have full financials on hand, subject to lender criteria.

Tradie and fleet finance

Utes, trailers, trucks and machinery, as single assets or multi-vehicle fleet upgrades.

Wide asset coverage

Earthmoving, manufacturing, hospitality, medical, IT and agricultural equipment can all be considered.

Balloon and seasonal repayments

Structure balloon payments or seasonal repayment schedules to match your revenue cycle.

New and used equipment

Finance new equipment or well-maintained used assets from dealers or private sale.

What we finance

Assets we can help fund

If it helps your business run, there may be a finance solution for it. A few common examples:

  • Utes, vans and light commercial vehicles
  • Trucks, trailers and heavy machinery
  • Earthmoving and construction equipment
  • Manufacturing and production line equipment
  • Medical, dental and veterinary equipment
  • IT hardware, fit-outs and office equipment
FAQ

Frequently asked questions

What is a chattel mortgage?

A chattel mortgage is a common way to finance business equipment: the lender provides funds to purchase the asset, you own it from settlement, and the lender takes a mortgage over it as security until the loan is repaid. GST-registered businesses may be able to claim the GST credit upfront. Speak to your accountant about your situation.

Can I get equipment finance as a sole trader?

Yes. Sole traders, partnerships, companies and trusts can all apply. We'll match you to lenders that suit your business structure and time trading.

What if my business is newly established?

Newer ABN holders can still access finance in some cases, sometimes with a different rate or structure, or with lenders that place more weight on the asset and your overall position than on trading history.

Can I finance multiple pieces of equipment at once?

Yes. Fleet and multi-asset finance is common, and can often be bundled into a single facility to simplify repayments and paperwork.

Keep your business moving

Tell us what you need and a PMG broker will call you to talk it through.

Power Money Group bull mascot
Call usStart your enquiry