Capital that keeps your business moving forward.
From working capital to growth funding, we review secured and unsecured business loan options across our lender panel, so you spend less time chasing finance and more time running your business.
Business loan options
Every business is different. We match the facility to your cash flow, not the other way around.
Working capital
Smooth out cash flow gaps, fund stock or cover seasonal dips without disrupting operations.
Secured business loans
Potentially lower rates by securing the loan against property, equipment or other business assets.
Unsecured business loans
Flexible funding without security, which suits smaller amounts or urgent opportunities.
Invoice and debtor finance
Unlock cash tied up in unpaid invoices while you wait to get paid.
Line of credit facilities
Draw funds as you need them and pay interest on what you use.
Expansion and growth capital
Fund new premises, hiring, stock or acquisitions with a structure that matches your growth plan.
Frequently asked questions
What can a business loan be used for?
Almost any legitimate business purpose, including working capital, stock, marketing, hiring, renovations, expansion, or refinancing existing business debt.
Secured vs unsecured: which is right for me?
Secured loans typically offer larger amounts and lower rates but require an asset as security. Unsecured loans are usually faster and don't require security, but often come with higher rates and smaller limits. We'll help you weigh up what suits your business and timeline.
How fast can I access funds?
It depends on the lender, the product and how quickly we receive your documents. Unsecured facilities are generally quicker than secured ones, which can take longer because of security and valuation requirements.
Do I need a minimum trading history?
Requirements vary by lender and product. Some lenders consider newer businesses, particularly for smaller unsecured facilities, while others require longer trading history. We'll talk you through what fits.
Let’s fund your next move
Tell us about your business and what you need, and a PMG broker will come back to you with the options.
