Personal finance

Personal loans for whatever life brings.

Consolidating debt, renovating, planning a wedding or just need breathing room, we review personal loan options across our lender panel and talk you through what may suit you.

What our personal loans cover

Tell us what it’s for and we’ll look at the right loan for it.

Debt consolidation

Combine multiple debts and credit cards into one repayment, which may reduce your overall rate depending on your circumstances.

Home renovations

Fund your next reno without touching your mortgage or waiting on equity to build.

Weddings and big events

Spread the cost of life’s big moments with a fixed repayment plan.

Travel and lifestyle

Fund the trip or purchase you’ve been planning without draining your savings.

Secured and unsecured options

Secure the loan against a vehicle or other asset for a potentially better rate, or go unsecured for speed.

Fixed, predictable repayments

Know what you owe each week, fortnight or month for the life of the loan.

FAQ

Frequently asked questions

How much can I borrow?

Personal loan amounts vary by lender, your income and your credit history. We'll help you find an amount and rate that fits your budget.

Will consolidating my debts hurt my credit score?

Applying for any credit product involves a credit check, which can have a small, temporary impact. Over time, consolidating multiple debts into one on-time repayment can support a healthier credit profile.

Secured or unsecured: what's the difference?

A secured loan uses an asset (often a car) as security, which can mean a lower interest rate. An unsecured loan doesn't require security but may carry a higher rate. We'll walk you through both options.

How quickly can I get funded?

Timing depends on the lender and how quickly we receive your documents. We'll keep you updated as your application progresses.

Let’s find your rate

Tell us what you need and a PMG broker will call you to talk it through.

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